Your journey begins with you At Voya, we believe financial wellness is about balancing the freedom of living for today, saving for tomorrow, and living within your means along the way. Starting Out Are you still trying to figure out how to pay down school debt, pay rent, save a little and still get out with your friends on the weekend? Although challenging — it is possible. Gaining Momentum Now that you are a little older and likely married, are you trying to be more responsible like planning for your first home or adding to your family with a little one? Although all are exciting moments, they may take a little planning. Balancing By now, you are probably feeling a little more stable in many areas in your life. With so many people depending on you, are you still figuring out how to balance your family, your future and your finances? Transitioning to Retirement In this time of transition, you may be nearing retirement and feeling more rooted in your life. You’ve also been sensible about saving. Are you thinking more about when to retire? Before you make the shift, make sure you have a plan. Retirement All those years of saving have paid off. Now, in retirement, it's time to cash in - one withdrawal at a time. So how do you make the most of what you have and make it last? Savor the moment then stretch your savings.